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Checking Accounts

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Account Type More Info Opening Balance Minimum Balance Requirements Monthly Service Charge Interest Bearing
Personal Checking More» $300 $300 $3 if balance falls below $300 and .10 per debit No

Regular Checking

  • $300 Minimum opening deposit required
  • Debit/ATM card
  • Unlimited check writing privileges
  • Online Banking with 24 hour access to account information
  • Detailed monthly statement with check images
  • Bank by mail or night drop services
  • Deposits insured by the FDIC
SeniorCitizen Checking (55 & over) More» $300 Waived with Direct Deposit None None No

SeniorCitizen Checking (55 & over)

  • NO monthly service charges, NO minimum balance
  • $300 Minimum opening deposit, waived with Direct Deposit. (Opening deposit must cover the cost of checks ordered).
  • Debit/ATM card
  • Unlimited check writing privileges
  • Online Banking with 24 hour access to account information
  • Detailed monthly statement with check images
  • Bank by mail or night drop services
  • Deposits insured by the FDIC
NOW Checking More» $1,000 $1,000 $10 if balance falls below $1000 and .25 per debit Yes

Now Checking

  • $1,000 minimum opening deposit required
  • Interest begins to accrue on the business date you deposit and is compounded and paid monthly to the account
  • Tiered interest rates for higher balances
  • Debit/ATM card
  • Unlimited check writing privileges
  • Online Banking with 24 hour access to account information
  • Detailed monthly statement with check images
  • Bank by mail or night drop services
  • Only available to individuals; businesses (except DBA accounts) are prohibited from this type of account
  • Deposits Insured by the FDIC
Business Checking More» $300 $300 $3.00 if balance falls below $300 and .10 per debit No

Business Checking

  • $300 Minimum opening deposit required
  • Debit/ATM card
  • Unlimited Check Writing Privileges
  • Online Banking with 24 hour access to account information
  • Detailed monthly statement with check images
  • Bank by mail or night drop services
  • Deposits Insured by the FDIC
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